Who determines the actual production history (APH) for coverage under MPCI policies?

The actual production history (APH) for coverage under Multi-Peril Crop Insurance (MPCI) policies is determined by the insurance company. This is because the insurance company utilizes historical yield data to establish a baseline for what the farmer is expected to produce over the insured crop's life cycle. By examining past production data for the specific crop and the farm's historical yields, the insurance company can calculate an average production level. This average is key for setting the insured amount and determining premiums and payouts in the event of a claim.

Farmers provide the necessary production records, but it is the insurance company's responsibility to ensure that these records meet the requirements for establishing APH and to apply consistent methodologies across the insured pool. The government plays a role in regulating the crop insurance industry and establishing guidelines, but it does not directly determine individual farmers' APH. Landlords may provide input regarding production but do not have authority over the official calculations used for insurance coverage.