What peril is NOT included in the standard crop hail policy?

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Prepare for the Kansas Crop Insurance Test with our comprehensive study tool featuring flashcards and multiple choice questions. Each question includes hints and detailed explanations to ensure you understand the material. Ace your exam!

In the context of a standard crop hail policy, the primary coverage provided is specifically for damage caused by hail to growing crops. Hail is explicitly included as a covered peril, making it a core component of the policy.

The mention of peril not included in the standard crop hail policy refers to rain. While rain can potentially impact crop yield, it is generally not covered under a crop hail policy. This type of coverage is tailored to address specific risks associated with hail events and does not extend to precipitation types like rain that may cause issues such as flooding or erosion.

Other perils like sleet and windstorm are more often included under different policies or endorsements, focusing on broader coverage. Therefore, identifying rain as the peril not covered highlights the specialized nature of the hail policy, clarifying what risks are specifically addressed and what falls outside its scope.

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